The List: Canada student Loan Privacy Breach

Student Loans Bc - The List: Canada student Loan Privacy Breach

Imagine being on a list that 583,000 Canadians are on. You might say... "Wow, what did I, Joe Smith, from small town Canada do to be on this list?"

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As it turns out, Joe Smith naturally took out a trainee loan between 2000 and 2006. His underground information is now missing. The following is a timeline of events...

• November 5, 2012: earnings Canada employee discovers an external hard drive is missing.

• November 28: Departmental protection officer is notified.

• December 6: Officials learn personal information of 583 thousand Canada trainee Loans clients from 2000 to 2006 is on the missing hard drive.

• December 14: The Office of the Privacy Commissioner is notified of the missing hard drive.

• Jan. 7, 2013: The incident is referred to the Royal Canadian Mounted Police.

Like a poorly written story, there are quite a few plot holes that need to be filled. Do you have a right to know how and why? Of course you do.

On November 5th, 2012 an employee of "Human Resources and Skills amelioration Canada" or the Hrsdc discovered that an external hard drive was missing.

The staff of the Hrsdc naturally decided to wait nearly an entire month before notifying the departmental protection officer on November 28th.

It was approximately 9 days later before it was thought about what information was contained on the hard drive.

The Hrsdc held onto this information for another 9 days before notifying the office of the privacy commissioner on December 14th.

2 months after the hard drive initially was reported missing; the decision was finally made to narrative the theft to the Rcmp on January 7th.

I'm sure we all have questions to ask about this situation. My question... Why did it take a full month to resolve what was on the missing hard drive? And why was it a full month and a half after the protection officer was notified that the Rcmp was brought into this sticky situation.

My best, uneducated in the art of losing hard drives with sensitive information on them, guess is that it was easier to stall a little... Oh say 2 months before reporting this situation to the Rcmp... Maybe it'll just turn up like a missing set of keys between couch cushions thus avoiding a media thunderstorm. No harm, no foul?

Feeling helpless? I know I am. Is there anything that could have done to preclude this violation of privacy? possibly traveling back in time to convince your-self that not getting a trainee loan would be a viable option. Alas, like many Canadians I had no choice. I needed an schooling and needed help to get from where I was to where I wanted to be.

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Bad prestige Loans In Canada - Scams? Be true

Student Loans Bc - Bad prestige Loans In Canada - Scams? Be true

I got a call at 6:30 am this morning ( Ouch ) from a young 20 year old woman got scammed with canwestcredit.com. She was at work and couldn't spend a lot of time reading our site which is full of facts on these Bad reputation loan scams.

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This painted a scenario for somebody who would apply for a bad reputation loan.

If you've got bad reputation and recently have applied for a loan with Royal Bank, Td Canada Trust, Bank of Montreal, ScotiaBank, Bank of Commerce, and have been denied, then you need to take heed to that.

There are other lenders that may help you out such as HouseHold Finance, which is a High Risk lender.

The point is, if you're desperate for a loan, you're probably going to shop at places on the internet that indicate that they can help habitancy with bad credit.

The scammers are telling unsuspecting habitancy that they can help give them a "bad reputation loan". This is obviously spellbinding to those who are desperate for money.

First Point To Know:

It's illegal for a loan business to ask for a fee or down cost up front in order to give you a loan. This is the first alarm bell.

If a bad loan reputation officer asks you to wire them money via moneygram, or western union, your money will most likely disappear!!

Second Point To Know:

If you're not customary with the bad reputation lender, then they may not be legitimate. If you're seriously thinking of dealing with this company, you need to keep in mind that lenders and mortgage brokers must be licensed to do business in your province. You can call consumer Protection-Corporations field to see if this bad reputation loan business is registered with the Provincial or Federal governments. ( Banks are registered Federally in Canada )

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